PRIVACY POLICY

Marxpoint takes your privacy seriously. We have installed a variety of safety features to guard against misuse of your personal
information. Please read our Privacy Policy below to learn more.

Our Privacy Policy Covers

    • How Marxpoint treats personal information that we collect and receive, including information related to your
    previous use of our products or services. Personal information is information about you that is personally
    identifiable like your name, address, email address, social security number, or phone number, and that is
    otherwise not publicly available.

The Collection and Use of Information

    • Marxpoint collects personal information when you register with Marxpoint or any of our affiliate divisions, when
    you use our services or products, when you visit Marxpoint pages or our affiliate division’s pages, when you enter
    special programs or promotions sponsored by Marxpoint or certain partners of Marxpoint. Marxpoint may combine
    information about you that we have with information obtained from business partners or other companies.
    • When you register we ask for information such as your name, email address, birth date, ZIP code, account
    numbers and other information to identify you. For some financial products or services we may ask for your
    address, Social Security number, and other credit information. When you register with Marxpoint and sign in to
    our services, you are not anonymous to us.
    • Marxpoint collects information about your transactions with us or our affiliates and with some of our business
    partners, including information about your use of financial products or services that we offer.
    • Marxpoint automatically receives and records information from your computer and browser, including your IP
    Address, Marxpoint cookie information, software and hardware attributes, and the page you request.
    • Marxpoint uses information for the following general purposes: to customize the advertisement and content you
    see, fulfill your requests for products or services, improve our services, contact you, conduct research, and
    provide anonymous reporting for internal and external clients.

The Sharing and Disclosure of Information

(Marxpoint does not rent, sell, or share personal information about you with other people or non-affiliated companies except to
provide products or services you’ve requested, when we have your permission, or under the following circumstances):

    • We provide the information to trusted partners or third parties who work on behalf of Marxpoint under
    confidentiality agreements. These companies may use your personal information to help Marxpoint
    communicate with you about offers from Marxpoint and our marketing partners. However, these
    companies do not have any independent right to share this information.
    • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal right or
    defend against legal claims.
    • We believe it is necessary to share information in order to investigate, prevent, or take action regarding
    illegal activities, suspected fraud, situations involving potential threats to the physical safety of any
    person, violations of Marxpoint’s terms of use, or as otherwise required by law.
    • We transfer information about if Marxpoint or any of our affiliate divisions are acquired or merged with
    another company. In this event Marxpoint will notify you before information about you is transferred and
    becomes subject to a different privacy policy.

(Occasionally, Marxpoint may display advertisements on our site or affiliate sites. This may include advertisement from third party
companies.)

    • Marxpoint does not provide any personal information to the advertiser when you interact with or view a
    targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the
    advertiser will make the assumption that you meet the targeting criteria used to display the ad.
    • Marxpoint works with vendors, partners, advertisers and other service providers in different industries and
    categories of business.

Cookies

    • Marxpoint may set and access Marxpoint cookies on your computer.
    • Marxpoint lets other companies that show advertisements on some of our pages set and access their cookies on
    your computer. Other companies’ use of their cookies are subject to their own privacy policies, not this one.
    Advertisers or other companies do not have access to Marxpoint’s cookies.

Editing, Changing and Deleting Your Account Information and Preferences

    • You can edit your Marxpoint Account Information at anytime.
    • We reserve the right to send you certain communications relating to the Marxpoint services, such as service
    announcements, administrative messages and our company Newsletter, that are considered part of your
    Marxpoint account, without offering you the opportunity to opt out of receiving them.
    • You can delete your Marxpoint account by visiting our Account Deletion page. Please note, even if you delete
    your account, certain information might possibly remain in our archived records.

Security and Confidentiality

    • We limit access to personal information about you to employees who we believe reasonably need to come into
    contact with that information to provide products or services to you or in order to do their job.
    • We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal
    information about you.

Privacy Policy Updates and Changes

    • Marxpoint may update this policy at anytime. We will notify you about significant changes or updates in the way
    we treat personal information by sending you a notice by regular U.S. Mail or to the email address we have on file
    for your account or by placing a prominent notice on our site.

Questions

    • If you have any questions, comments, or suggestions, please feel free to fill out the feedback form on our website
    or contact us at:

            Marxpoint Solutions Inc
           Consumer Privacy Policy
           P.O. Box 28853
           Birmingham, AL 35228
           (205) 886-8347


    This Privacy Policy Effective Date:         April 16, 2008
© 2010 Marxpoint Solutions. All Rights Reserved